Chapter 13 Bankruptcy

What is a Chapter 13 Bankruptcy?

Payment Plans Available for Chapter 7 and Chapter 13!

A Chapter 13 Bankruptcy, also called a wage earners plan, allows debtors to set up a repayment plan with the court to pay back debts over a period of time. When trying to keep homes or cars that are behind on payments, a Chapter 13 bankruptcy is typically the option to go. A repayment plan is set up with the court which is usually anywhere from 3 to 5 years. During this time, the law forbids creditors to continue or start collection process. Once in a Chapter 13, the debtor must begin to make a monthly payment to the court and also stay current with their home mortgage or car loans. Determining which bankruptcy Chapter is best for you is something to discuss with a Dallas Fort Worth, TX bankruptcy attorney.

What are the Advantages to a Chapter 13 Bankruptcy?

  • Most importantly, it provides a way for the debtor to keep their home when faced with foreclosure. A Chapter 13 bankruptcy will stop the foreclosure sale immediately.

  • Chapter 13 allows a debtor who is behind on their mortgage a way to repay the mortgage company for the back payments over a period of time and keep their home.

  • Wipe out credit card, medical debts, payday loans, and more

  • Allows debtor to reschedule secured debts and put them in the trustee payment plan sometimes causing a lower interest rate or payment.

  • Chapter 13 bankruptcy acts like a consolidation loan where the debtor repays debts over time to the Chapter 13 trustee and they distribute payments to the creditor.


We have offices in Dallas and Fort Worth, TX to serve our clients. We pride ourselves in being caring, knowledge bankruptcy attorneys. In times of difficulty, it will be nice to know your attorneys are on your side and ready to help through-out the bankruptcy process. We understand the burdens of debt and the harassing phone calls. We are here to help ease your worries and help you decide if filing a bankruptcy is right for you. Not everyone who calls needs to file bankruptcy. It is nice to know you can be given free advice on your current financial situation.

With over 30 years combined experience, Truman Coe and Stacey D’Lizzaraga know the law and how to protect your rights. They have been helping individuals wipe out credit card debt, medical debt, and pay day loans. They have stopped thousands of foreclosures and stopped the creditor harassment. Before you make any decisions regarding filing a Chapter 13 bankruptcy, consult The Law Office of Truman Coe and get the facts from experienced bankruptcy attorneys. Get your case started for just $310 down. Chapter 7 is also available. Let an experienced attorney counsel you in which bankruptcy is right for you. It is free to call and free to meet with our attorneys. Do not delay in getting your finances in order.

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  • Payment Plans Available For Chapter 7 & Chapter 13

  • Combined Over 40 Years Of Experience

  • Helping Clients Since 1994

  • Free Case Evaluation

  • Available By Phone 24/7

  • Work Directly With A Lawyer

  • Evening Appointments Available

  • Personal Attention On Every Case

  • Always Speak With A Live Person

  • Dedicated To Client Satisfaction

  • Highly Skilled & Experienced

  • Friendly & Personable Experience

  • Payment Plans Available

  • High Referral Rate

  • Personal, Friendly Service

  • 3 Convenient Locations In Dallas & Ft. Worth


420 Throckmorton St.,

Ste 200,

Fort Worth, TX 76102

Phone. 817-870-1960

The Law Office of Truman Coe

13727 Noel Road Tower II,

Ste 200,

Dallas, TX 75240

Phone. 214-688-1393


1341 W Mockingbird Lane,

Ste 600,

Dallas, TX 75247